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Our Team

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Matt Monroe, CFP®
Financial Advisor
& Principal

Matt founded 55 Wealth with a clear mission: to make financial planning approachable and effective for those nearing retirement. He brings years of experience in shaping resilient retirement strategies tailored to individual lifestyles and goals.

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Rachel Sterchi
Client Relationship Manager

Rachel has a background in the banking and financial services industry and has built her career around client services. She is dedicated to making your client experience clear, approachable, and personal. She is excited to grow alongside 55 Wealth and enjoys working closely with clients to ensure they feel supported, informed, and confident every step of the way. 

Our Process

We follow a transparent, systematic approach designed to turn your retirement goals into a concrete, actionable roadmap for the future.

1. Initial Consultation

In our initial consultation, typically a phone call, we answer your questions about working with 55 Wealth, discuss your needs, and help you decide if we’re the right fit for your situation.

2. Understanding Your Current Plan

This will be the first time we meet in person (or virtually). In our experience, everyone has a plan in mind for their retirement. We use this time to understand your current plan and gather all of the necessary information about you and your goals so we can deliver advice that actually works for you.

3. Strategy & Analysis

This part is completed by us in between meetings. We apply our expertise and technical knowledge to determine if your current plan will work or what adjustments need to be made.

4. Retirement Roadmap

This will be the second time we meet. We will present you with your retirement roadmap that will clearly show you when you can retire, what your income will look like, and what needs to happen between now and your retirement. Our goal here is to provide a clear answer to every question you have.

5. Ongoing Client Relationship

Only if you feel like we have added value to this point and are a good fit, we will onboard you as a new client. This is when we open accounts, transfer your investments, and begin delivering our annual client service deliverables. 

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